How Are Millennials Handling Their Money?
As the Millennial generation piles into the workforce, their financial habits will continue to mold the business world around us. Companies are already fighting to win over the youngest demographic of...
View ArticleThe Pros And Cons Of FHA Mortgages
One of the biggest decisions in most people’s lives is becoming a homeowner. The median sales price of a new U.S. house is now $278,800. That means that, for most home-buyers, a mortgage will be by...
View ArticleCan Store Credit Cards Really Save You Money?
At some point, everyone has been confronted by a cashier during checkout at either a big box store, department store or grocery store and asked about signing up for a sore credit card. The rapidly...
View ArticleINFOGRAPHIC: Top Fifteen Best Cities for Millennials to Live
Every year, Forbes.com compiles a list of the best cities for millennials to live, based on categories such as: population of millennials, easy access to job opportunities, close proximity to...
View ArticleThe Smartest Way To Use Your Tax Refund
The deadline for filing a tax return is now a little less than a month away, and a new Bankrate survey has found that 51% of Americans will get some amount of federal refund this year. Here’s a...
View ArticleFixing Up Your Home? Get To Know The Words ‘HELOC’ And ‘HEL’
When considering financing options for large ticket items like home remodeling, most people gravitate toward personal loans or credit cards. However, depending on your financial situation, two other...
View ArticleAlternative Lending And Student Loans: Millennials, Take Note
The alternative lending universe is rampantly expanding, which is good news for Americans burdened by tens of thousands if not hundreds of thousands in debt. For Millennials in particular, the debt...
View ArticleAre You At Risk Of An IRS Audit This Year?
For millions of Americans that file their own taxes, their biggest secret fear is the dreaded a-word. But how likely is it at that you will be audited by the IRS this year, and what, if anything, can...
View ArticleCan You Build Credit Without Credit Cards?
Having a robust credit score has multiple benefits, beyond just being approved for credit with low interest rates. While the types of credit available that benefit from a healthy score are vast (from...
View ArticleHow Uncle Sam Spends Your Income Tax Dollars
Every year at around this time, millions of Americans wave goodbye to a big chunk of their earnings from the previous year when they send off their tax checks. It’s never fun to give away hard-earned...
View ArticleWhat Happens If You Don’t File A Tax Return?
When mid-April rolls around, it gets to be crunch time for filing your federal taxes. The appeal of taking a mulligan and simply blowing off your taxes this year might sound appealing, especially if...
View Article2016 Could Be Your Last Crack At The ‘Backdoor’ Roth IRA Tax Loophole
The tax filing deadline is rapidly approaching, and this year may be the final year that taxpayers can take advantage of a controversial loophole in the tax code: the Backdoor Roth IRA. Before the...
View ArticlePlanning your summer vacation ahead of time
Planning a summer vacation can be fun and exciting! Dreaming about where your next adventure will be and all that you can discover is something many of us do. Most recently, my husband and I were...
View ArticleOpting In For Credit Reporting
It’s important to look at your full credit report regularly. Not only does it give you the opportunity to identify errors and help guard against identity theft, but it can also highlight areas where...
View ArticleGetting Down And Dirty With My Finances
The weather is finally breaking here in Michigan and with that comes everyone’s (least) favorite activity, spring cleaning. Typically we think of spring cleaning pertaining to our living spaces, but...
View ArticleYear One of Homeownership: The Ups and Downs
Last Saturday marked exactly one year that I’ve owned my own home. Living on my own has given me the freedom and space I didn’t have while living with my parents. It’s given me something to call my...
View ArticleVegas on a Budget
Vegas has become a very popular place to go for groups looking for a good time. Before going to Vegas, you want to have plenty of time to save money for shopping, bars, buffets, and of course...
View ArticlePlanning Your Dream Wedding on a Budget
Are you preparing for your wedding but wondering how you’ll pay for it? There are many ways to plan and afford a wedding such as: Keep the change – One way to start saving is by making an...
View ArticleLearning the Basics: Finances for Students
From learning how to count how many cookies there are in the cookie jar to being bombarded with an array of equations that some of us will never use in the real world, our entire grade-school run...
View ArticleHow College Students can Build and Maintain their Credit
Here are a few totally “doable” ways the average college kid can build and maintain their credit: Credit Card(s) The phrase “credit card” is well known and is famously (or infamously) known for it’s...
View Article